If you are also worried about Credit Card Without CIBIL Score, then do not worry, we will get you a credit card because in today’s time, CIBIL score has become the biggest problem due to which people are not able to get loans.
Hello friends, my name is Raman Yadav and I have been working as a loan expert for banks and NBFC companies for more than 5 years and have helped thousands of customers to get loans and credit cards very easily. Please read the entire article carefully, I have brought a completely unique method for you.
Credit Card Without CIBIL Score And FD
If your CIBIL score is not generated or you have never taken a loan or credit card, then most banks will refuse to give you a credit card. Apart from this, if you do not have a fixed deposit, then there are more chances that you will not get a credit card. But do not worry because today there are many banks and fintech companies that are easily providing Credit Card Without CIBIL Score.
Top Banks Options For You
| Bank/Company | Card Name | Limit | Feature |
|---|---|---|---|
| SBI | SimplySAVE Credit Card | ₹15,000 to ₹50,000 | Cashback on shopping |
| Axis Bank | Neo Credit Card | From ₹20,000 | Online discounts |
| OneCard | Metal Credit Card | ₹10,000-₹50,000 | Full control via app |
| Slice | Slice Card | ₹2,000-₹60,000 | Free No Any joining Fee |
| Kotak | 811 Credit Card | From ₹15,000 | Digital process |
You can get this credit card without CIBIL score, keep in mind that always apply with a low credit limit so that you can get approval quickly, there are many benefits of taking a low limit.
- ✅ Opportunity to build credit history
- ✅ No blocking of money in FD
- ✅ Instant digital card facility
Document’s Required
Whenever you apply for a credit card, keep these important documents ready before applying, otherwise you will not be eligible for a credit card.
- PAN card
- Aadhaar card
- 3 to 6 months bank statement
- Salary slip (if employed) or business proof
Types Of Credit Crad’s
Although there are many credit card without CIBIL score available in India, but I have brought for you the credit cards for general use. Which you can easily avail.
- Reward Credit Cards – Offer reward points on every purchase, redeemable for vouchers, merchandise, or discounts.
- Cashback Credit Cards – Give a percentage of your spending back as cash, especially useful for groceries, fuel, or online shopping.
- Travel Credit Cards – Provide air miles, lounge access, hotel discounts, and other travel perks.
- Fuel Credit Cards – Reduce fuel costs through cashback, rewards, or surcharge waivers at petrol pumps.
- Shopping Credit Cards – Offer discounts, EMI options, and special deals on online or offline shopping.
- Business Credit Cards – Designed for entrepreneurs and small business owners to manage expenses and earn business-related rewards.
- Secured Credit Cards – Backed by a fixed deposit, ideal for people with low or no CIBIL score to build credit.
- Prepaid Credit Cards – Work like a debit card; you load money in advance, with no credit check required.
- Premium/Luxury Credit Cards – Offer high-end benefits like concierge service, premium travel perks, and exclusive event access.
Top Banks Credit Card Without CIBIL Score
Axis Bank Credit card – Apply Now
ICICI Bank Credit Card- Apply Now
HDFC Bank Credit card – Apply Now
SBI Credit Crad – Apply Now
AU Small Finance Bank Credit Card- Apply Now
You will easily get all these credit cards with low limits and with very little documentation. Along with this, whenever you apply for a credit card, before that, definitely understand the guidelines of RBI and always apply from the official website of the bank or finance company and ignore any kind of fake link like WhatsApp or email.
Digital Credit Card Without CIBIL score
A digital credit card without CIBIL score is a virtual card issued completely online and designed for people with no credit history or low credit scores. Unlike other cards, it does not require a strict credit check or a lengthy process. You can apply through a bank or a fintech app. Since it is used on a prepaid or secured basis, there is no spending limit and some companies also report your transactions to the credit bureaus, which helps in increasing or improving your CIBIL score and also provides the facility of cashless, cardless payments.
Also Read– Loan Without CIBIL Score in India – Top NBFCs Giving ₹50,000 Instantly.