Mariner Finance Personal loan offering Up to $25000 we will review this loan product on highly priority basis, Why does any person take a personal loan, Because they need money for any emergency, marriage, or for travelling or for studies, so first of all they apply for a personal loan and also get a loan as per their need. In such a case, we will tell you about the loan available from Mariner Finance, an American NBFC i.e. a company providing non-banking services.
About Mariner Finance
Mariner Finance is a consumer lending company in United State. It was founded in 2002 and is head quartered in Baltimore. It is well known for providing personal loans, home improvement loans, auto loans and finance loans. It is known for lending to near prime credit customers and focuses on building strong relationships with its customers, As per current information, a total of 1.461 employees are working in this company.
Required Document’s for Personal Loan
- Minimum Credit Score required 541+
- Government Issue Identity Proof ( Like as a driver’s License)
- Income Proof (your recent pay stubs or W-2s)
- Social security Card
- Current residence proof ( Utility bill or lease deed Etc.)
- Tax return and bank statement if you are self employed.
You will need these important documents to get a personal loan from mariner finance, so keep your documents ready before applying for a loan. Otherwise your loan will not be approved, Along with this, you may also have to tell how you want to use the loan. If you understand the terms and conditions of the company well, then you will not have any difficulty in utilizing the personal loan amount because there are some expenses for which you cannot invest the money.
How to get a loan from mariner finance
The personal loan application process is very simple, it takes just 1 day to complete while it may take 2 to 3 working days to reach your bank account, before applying for the loan make sure that you live in any 1 of the 28 states where mariner company provides its services.
- Alabama 15. New Mexico
- Arizona 16. South Carolina
- California 17. New York
- Delaware 18. Tennessee
- Florida 19. North Carolina
- Georgia 20. Texas
- Illinois 21. Ohio
- Indiana 22. Utah
- Kentucky 23. Oklahoma
- Louisiana 24. Virginia
- Maryland 25. Oregon
- Mississippi 26. Washington
- Missouri 27. Pennsylvania
- New Jersey 28. Wisconsin
Prequalify / pre-approved Loan
mariner company provides priority pre-qualify / pre-approved loan without any impact on your credit score, for this you have to apply online, call helpline or visit nearest branch, during this process you have to provide your personal and income details, you also have to tell how much loan you want to take and how you want to use it.
Verify document’s or credit pool
After applying for a personal loan, the information provided by you will have to be verified, i.e. government issued ID and income proof and residence proof will have to be verified. After this, when your information is verified by mariner finance, then the mariner company will do a credit check on you, which may reduce your credit score. It checks your credit report by doing a hard credit check lender help for funding to you.
Eligiblity and APRs for mariner finance
To get a personal loan, you must be 18 years of age, you must have a strong source of income to repay the loan and you live in the state where the lender provides its services, apart from this your credit score should be 541+, talking about the loan interest rate, it ranges from 16% to 35.99% and will be approved for a maximum of 5 years i.e. 60 months.
Note- Read about Credit score and check Click
