Although there are many banks and NBFCs that provide business loans at cheap rates and with minimal paperwork, we will still talk to you about a company that sanctions loans at a low cost and without much paperwork, so that you do not have to face any problem in taking a loan.

You can easily avail business loan up to Rs 1 crore from the comfort of your home.
Friends, let me tell you that now in India and all over the world, many banks and non-banking companies will give you loans through digital means, i.e., in simple words, online medium. For which you will not even need to visit the offices of banks and non-banking companies and you will easily get a loan offer in a few minutes. For this, we will tell you all the methods so that you will not have to worry at all.
Top 10 Banks And NBfc List Here with Low Interest Rate.
- State Bank Of India – ROI- 8.15% P.a.
- HDB Financial Services – ROI- 8% to 26% P.a.
- Union Bank Of India – ROI- 9.95% P.a.
- Incred Finance – ROI- 10.25% to 15%P.a.
- HDFC Bank – ROI- 10.75% P.a.
- Axis bank – ROI- 11.25% P.a.
- Tata Capital – ROI- 12% to 14%P.a.
- IIFL – ROI- 12.75% to 36% P.a.
- ICICI Bank – ROI- 13% P.a.
- Bajaj FinServ – ROI- 14% to 26%P.a.
Let me tell you that in today’s time, to give business loan to the customer, the financial institution also gives a target to its employees so that they go from shop to shop and contact the businessmen and after talking to them tell them about their loan product in which the rate of interest and the time to repay the loan are also told.
What papers will be required to get a business loan up to Rs 1 crore.
Business Loan |
KYC (Know Your Customer) | Address Proof | Income Proof | ||
Applicant and co-app | Applicant and co-app | If Self Employed | ||
Aadhar card | Aadhar card / Voter id / D.L. / Ration card | ITR Last 3 year with COI,P.L., B.L. | ||
Pan card | Passport / Birth Certificate / Property paper | GST Certificate with 1 year return | ||
Passport size photo | Any other government document | Last 1 year bank statement Current A/C | ||
Last 1 year bank statement saving A/C | ||||
Any other loan statement ( SOA) | ||||
Shop Address proof are Required |
You can get the business loan rate of interest and documentation as per the loan format given by us or you may also need some other paper which you may have to give to the financial institution, so you should first understand it well and check it before taking the loan.
You can also contact us to avail a loan so that we can give you better information and minimum paperwork.

If you have CIBIL issues, you can check your CIBIL score by visiting our previous blog so that you can get a better business loan offer Click here
How to apply for a business loan online
Step 1. Let us tell you that if you want, you can apply directly to the financial institutions for taking loan, first of all you have to go to the home page of their official portal, then select the business loan section, in that you have to register with the help of mobile number or Gmail, after that you have to fill some important details, like your name, your address, your business address, password received on mobile or Gmail, after this your registration will be completed.
Step 2. Now the next page will open in front of you, in this you will be asked about your business, you will be asked for business details and income proof of business like income tax return, Udyog Aadhar certificate, Goods Service Tax, bank statement of 1 year or 6 months, then you can download it in PDF and upload it. Then you have to submit some photos of the business or yours there.
Step 3. As soon as you do this, you will get a call from the bank or financial institution from where you are applying for the business loan. If anything is left, you will be asked to deposit it. Submit the papers mentioned by them and then wait for 2 to 3 working days.
Step 4. After this, the credit team of the bank or NBFC will come to your shop or business place. The field team will come and investigate and then send its report to the senior team, so that your business loan can be approved or disapproved.
If you want apply loan from my side than please Click here or go to swadeshi finance Contact us Page
Note– You have to give your information correctly, otherwise giving wrong information will get your application rejected.
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Good give more loan details with home loan