HDB Financial Services IPO- I’m Raman Yadav, and over the last five years, I’ve helped countless clients navigate loans. But the excitement I feel about the upcoming HDB Financial Services IPO is different — it’s not just financial, it’s deeply personal.
For me, IPOs are more than numbers. They’re lifelines to businesses I believe in. And with HDB, backed by HDFC Bank, I see a company I trust. That’s why I’m writing this as if I’m speaking to a friend.
HDB Financial Services IPO Details.
- Issue Open Date: June 25, 2025
- Issue Close Date: June 27, 2025
- Price Band: ₹700–₹740 per share
- Lot Size: 20 shares (≈ ₹14,800 minimum investment)
What Is HDB Financial Services?
HDB Financial Services was established in 2007. It is a subsidiary of HDFC Bank and works as a non-financial institution(NBFCs). Offering services like:
- Personal loans.
- Business loans.
- Gold loans.
- Loan Against Property.
- Consumer durable finance.
- Commercial vehicle finance.
With over 1,770 branches, mostly in Tier-II to Tier-IV towns, HDB caters to un-derserved markets, This sector I have seen booming firsthand.
Financial Overview: My Expert Analysis📈
As a finance professional, I always look at a company’s results before saying “yes”. Here’s what makes HDB financial services ipo strong:
FY2025 Performance
- Loan Book: ₹1,06,880 crore, grew 23.5% CAGR over two years.
- Net Profit: ₹2,175.9 crore on revenue ₹16,300 crore.
- NII: ₹7,446 crore (17.3% CAGR)
Cash Flows & Asset Quality
Clean collections and low NPAs — again confirmed in IPO DRHP and live updates.
Debt Levels
HDB Financial services ipo debt level is very healthy ratio before lunch and company will raise Tier 1 capital after IPO.
Real-Time Update On HDB Financial Services IPO
📣 Latest News: Real-Time Developments.
1. Anchor Book Success
Anchor support: strong backing signals confidence.
- Raised ₹3,369 crore from top investors at ₹740/share
- Includes leading names like BlackRock, LIC, and sovereign wealth funds
2. Largest NBFC IPO of 2025
- This ₹12,500 crore IPO stands as the largest public offering ever launched by a non-banking financial company (NBFC) in India, setting a new benchmark in the sector’s capital market history.
- ₹2,500 crore fresh equity + ₹10,000 crore via Offer-for-Sale (OFS) by HDFC Bank.
3. Grey Market Premium (GMP) at 10%
GMP indicates 10%+ listing upside on day one.
- In the grey market, HDB Financial’s shares are commanding a premium of ₹74–₹75, which is approximately 10% above the IPO’s upper price band, reflecting strong investor enthusiasm ahead of listing.
4. Listing Date Confirmed
The IPO is scheduled to remain open for bidding from June 25 to June 27, with allotment likely finalized by June 30. The company’s shares are anticipated to debut on both BSE and NSE on July 2, 2025, marking its official entry into the stock market.
👨👩👧 Promoter & Trust Factor.
If someone asks me, “Why should I consider the HDB Financial Services IPO?” I point to its promoter: HDFC Bank. In India, brand trust counts for everything. In my experience, HDFC’s transparency and stability give investors a solid foundation.
And in my own journey helping customers manage loans — whether personal or for business — that stability means everything.
If you want any other specific answer then please visit NSE official website.
📅 Allotment & Listing Timeline
- Allotment date: Last date 30th June 2025.
- Refunds & Demat credit: Around 1st July 2025.
- Expected listing date: 1st July or 2nd July 2025, on NSE & BSE both.
Context & Market Sentiment
- This offering marks the biggest IPO by a non-banking financial company in India for the financial year 2025, highlighting the scale and market confidence in the NBFC sector..
- Funds are being raised via both fresh issuance and offer-for-sale by HDFC Bank.
- The grey market premium stands at ~10%, indicating strong investor interest.
🤝 Why These Updates Matter to You (Emotional Connect)
Why these updates are important to you (emotional attachment)
Seeing top-tier global funds like BlackRock and LIC participating, I think it is valid – my belief in HDB is blind,
A GMP of over 10% seems like a good signal from the market: this IPO will grab your attention too.
✅ My Opinion On HDB Financial Services IPO
Between the record anchor funding, strong GMP, global investor confidence, and solid listing plan, the HDB Financial Services IPO feels even more compelling than when we first analyzed it.
My advice: stay emotionally grounded, trust the data, and get ready for a potential early 10–11% gain, with a long-term core holding backed by one of India’s most trusted NBFCs.
Read this also– All type loan and apply process step by step.
